At Afinitiv, we're taking investing into the future.
We combine cutting-edge artificial intelligence (AI) technology, with robo-advice capability, to deliver a cutting edge investment solution to every client we serve.
With the tools to analyze countless market data points in real-time, we are able to deliver AI-enabled investing directly to you, for one low fee.
With Afinitiv, you're not just investing, you're entering a new era of AI-enabled wealth management. To open an account, click here.
We take your future seriously - and it's our mission to help you prepare for it.
We've worked hard to get the right blend of technology and human expertise, which we deliver with the responsibility and rigour of an SEC-Regisered Investment Advisor.
Investing with us means placing your money at the forefront of what's possible as a retail investor today.
Simple. By using a combination of AI tools and methods, we can cover more ground than we could with a warehouse full of analysts.
This translates into more complete insights and ultimately, better-informed investment decisions on your behalf.
To take advantage of this, all you need to do is answer a few simple questions and fund your account. We do the rest for you.
Our end-to-end investment process has all the same components as anyone else's.
We just leverage the superhuman abilities of AI every step of the way.
Specifically, we use a variety of AI and other algorithmic tools to form a worldview, devise an appropriate investment strategy, determine suitable asset allocations, select specific exposures and then to implement all of that on your behalf.
Us humans still have the final say (for now), and we'd like to think we still add some value, but the technologies we use enable us to do things never before possible.
It's like God Mode for your money.
An individual account is an investment owned directly by an individual and is subject to individual tax. You can use this account type if you have some savings and you want them to be invested and grow over the long term. You can also add to the account at any time, without any list on the amount invested.
How to use it: This can be a great way to put your savings to work over the long term.
A Traditional Individual Retirement Account is a tax-deferred investment account in which you can invest pre-tax money and receive a tax deduction for doing so. When you open this account type, you can begin contributing to it right away up to the current cap of $6,000 (or $7,000 if age 50 or over) - and rollover funds from your old 401(k), or other pre-existing IRA.
How to use it: This can be a great way to add to your retirement savings while reducing your income tax.
A Roth IRA is similar to a Traditional IRA, except that you contribute after-tax money (ie. the tax has already been paid on it). Any returns achieved within the account are tax-free. The current annual contribution limit is $6,000 ($7,000 if age 50 or over) and you can't contribute at all if your income is more than $144,000 as an individual (or $214,000 if you're married and file taxes jointly).
How to use it: This can be a great way to put your savings to use and invest for your retirement.
A SEP IRA is like a miniature 401(k) plan for self-employed individuals. It is generally best used by self-employed people who will benefit from making a larger contribution to their retirement savings than is possible with either a Traditional IRA, or Roth IRA. Any contributions are from pre-tax dollars and may eligible for.tax-deduction. The maximum pre-tax dollar contribution for this account type is the lesser of $58,000, or 25% of your net earnings.
How to use it: This can be used by self-employed people looking for a tax-deduction and to add to their retirement savings.
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